THIS WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly turning to virtual channels for their financial needs. This shift has resulted to a reduction in branch establishments, and many institutions are closing existing branches read m

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It illustrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of investing. Understanding how to determine FCF and effective